Planning6 min readJan 03, 2025

Financial Planning Moves to Make in Your 20s

Compound interest is your best friend. Here is how to set up your finances before you turn 30.

1. Build an Emergency Fund

Before investing, save at least 6 months of expenses in a liquid fund or savings account.

2. Get Insured

Buy term insurance and health insurance while you are young and premiums are dirt cheap.

3. Start SIPs Early

Even ₹5,000 a month started at age 25 can grow to a massive corpus by age 50 compared to starting at 35.